Tuesday, February 28, 2012

What Are Your Options for iPad Insurance

What Are Your Options for iPad Insurance
There are several ipad insurance options available depending on the customer’s needs. All iPads come with a limited 1-year manufacturer’s warranty, which only covers technical support and some basic usage issues. Having additional ipad insurance will help cover the gaps lefts from the original 1-year limited manufactures warranty, such as replacing or repairing the damaged iPad due to dropping, which is not covered under the manufactures warranty. Having additional insurance will also protect the iPad once the original manufactures warranty [...]

ipad insuranceThere are several ipad insurance options available depending on the customer’s needs. All iPads come with a limited 1-year manufacturer’s warranty, which only covers technical support and some basic usage issues.

Having additional ipad insurance will help cover the gaps lefts from the original 1-year limited manufactures warranty, such as replacing or repairing the damaged iPad due to dropping, which is not covered under the manufactures warranty. Having additional insurance will also protect the iPad once the original manufactures warranty runs out.

iPad Insurance – The Options

There are a few options available for ipad insurance starting with a choice of companies that provide a full range of coverage for all high tech devices including the iPad. Insurance policies for iPads are for private individuals, and groups such as schools and corporations. A group policy for schools covers all students, teachers, and other staff members, who use iPads, purchased buy the school. A group policy for businesses covers iPads provided to the employees for work purposes.

Pros 
The benefits of insurance beyond the manufactures warranty are great to cover everyday life’s happenings than can, and usually do happen at some point. When bad things happen such as a theft or accidental damage due to dropping, having an insurance policy will fix or replace the damaged or stolen iPad.
Insurance policies are flexible and reasonably affordable.
Insurance for an iPad covers liquid spills, cracked screens, vandalism, theft, flood, fire, and several other accidental damages.

Cons 

There is a slight down fall to insuring an iPad is having additional payments added to the budget. Many insurance policies require a deductible before providing service. Reading the fine print and understanding what the insurance policy covers, ensures no confusion later on. Some policy providers will only cover their own iPads purchased at their store.

Finding the Right iPad Insurance

To make sure the insurance policy or warranty meets the protection needs of the iPad and the user asks questions. Does the insurance policy protect against water damage? Does the insurance policy require a deductible? Does the company providing the policies have a good customer service? Does the insurance company provides a refund for a canceled policy, either in part or in full?

There are great benefits to having insurance on an iPad beyond the manufactures limited 1-year warranty. Manufactures limited warranties are just that limited to what the policy covers if the iPad is damaged or stolen. A good insurance policy cover damages due to power surges or power outages, and covers vandalism, cracked screens, fire, and flood fixing or replacing the damaged iPad.

There are several different companies to choose from, when shopping for insurance. There are also different types of coverage for individuals, schools, and businesses. Group insurance covers all members of the group and issued iPads. The pros outweigh the cons when it comes to ipad insurance.




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